The Best Credit Cards for Students and Young Adults.

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For students and young adults, having a credit card can be a valuable tool for building credit and managing expenses. However, not all credit cards are created equal, and choosing the right one can make a big difference in your financial future. Here are some of the best credit cards for students and young adults to consider:

1. Discover it Student Cash Back: This credit card is a great option for students who are just starting to build their credit. It offers 5% cash back on rotating categories each quarter and 1% cash back on all other purchases. Plus, Discover will match all the cash back you earn in your first year, making it a great option for maximizing rewards.

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2. Chase Freedom Student: This card is designed for students with limited credit history and offers 1% cash back on all purchases, with the potential to earn more rewards by linking your card to a Chase checking account. It also offers a $50 sign-up bonus after making your first purchase within the first 3 months.

3. Citi Rewards+ Student Card: This card is a great option for students who want to earn points on their purchases. It offers 2X points at supermarkets and gas stations, and 1X points on all other purchases. Plus, it rounds up your rewards to the nearest 10 points on every purchase, making it easy to rack up points quickly.

4. Capital One Platinum Credit Card: This card is a good option for students who may not qualify for rewards credit cards but still want to build their credit. It has no annual fee and offers credit-building tools like free access to CreditWise, which can help you monitor your credit score and establish good credit habits.

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5. Bank of America Cash Rewards for Students: This card is a good option for students who want to earn cash back on their purchases. It offers 3% cash back in a category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases. Plus, you can earn a $200 cash bonus after spending $1,000 in the first 90 days.

Overall, when choosing a credit card as a student or young adult, it’s important to consider factors like rewards, fees, and credit-building opportunities. By choosing a credit card that meets your needs and using it responsibly, you can start building a strong credit history and set yourself up for financial success in the future.

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